Obtaining car insurance quotes has been made easier than it has even been before thanks to the Internet, but not everyone is taking full advantage of their options. Individuals are still renewing their existing car insurance product without even looking around, despite the fact they could save 500 pounds and sometimes even more.
Mrs Harding in a prime example of this. She has a 2007 Jaguar XKR and had always faced high premiums until she started looking around. She compared all of the available deals and eventually found one that enabled her to save 384 pounds by switching from the same provider she had been with for a few years to Churchill after choosing to search via an aggregator site, which is better known as a comparison site.
Mrs Harding is just one of the thousands of drivers saving money by using a car insurancecomparison site, or aggregator as it is officially known. It is easy to get a whole host of quotes from an aggregator by just filling in a few details, such as the car make and model, your postcode, your age and your no claims bonus. An aggregator will usually return between 10 and 100 results, depending on which one you choose to use.
Aggregator sites make the process of obtaining quotes extremely easy. All you have to do is fill in one form to obtain a whole range of quotes to compare.
That is not to say that aggregator sites do not have disadvantages because they do. For example, it makes it easier for a driver to just compare price and take the cheapest policy out without actually looking at the policy. Some features that are considered essential by the individual driver may just be left out. Also, aggregators do not ask all of the questions required to formulate a quote so the price you are given is just a guide price instead of a definitive quote.
The final insurance quote direct from the car insurance company (passed from the aggregator) will often be more because they will ask more specific questions relevant to their insurance. Mr Bennett is a prime example because he obtained an aggregator quote on his Vauxhall Corsa 3 door. The original quote was for 394 pounds, but he ultimately had to pay 479 pounds on account of his lack of garage and defunct car alarm. The aggregator asked about neither.
You could simply use an aggregator comparison site to find brand name insurance companies and compare those just ignore who you dont recognise.
Going through an insurers website directly may be advantageous as the quotes are accurate because you are asked all of the relevant questions right from the start. It may be a little more time consuming but it does enable you to budget and check the policy details as well.
Mrs Harding in a prime example of this. She has a 2007 Jaguar XKR and had always faced high premiums until she started looking around. She compared all of the available deals and eventually found one that enabled her to save 384 pounds by switching from the same provider she had been with for a few years to Churchill after choosing to search via an aggregator site, which is better known as a comparison site.
Mrs Harding is just one of the thousands of drivers saving money by using a car insurancecomparison site, or aggregator as it is officially known. It is easy to get a whole host of quotes from an aggregator by just filling in a few details, such as the car make and model, your postcode, your age and your no claims bonus. An aggregator will usually return between 10 and 100 results, depending on which one you choose to use.
Aggregator sites make the process of obtaining quotes extremely easy. All you have to do is fill in one form to obtain a whole range of quotes to compare.
That is not to say that aggregator sites do not have disadvantages because they do. For example, it makes it easier for a driver to just compare price and take the cheapest policy out without actually looking at the policy. Some features that are considered essential by the individual driver may just be left out. Also, aggregators do not ask all of the questions required to formulate a quote so the price you are given is just a guide price instead of a definitive quote.
The final insurance quote direct from the car insurance company (passed from the aggregator) will often be more because they will ask more specific questions relevant to their insurance. Mr Bennett is a prime example because he obtained an aggregator quote on his Vauxhall Corsa 3 door. The original quote was for 394 pounds, but he ultimately had to pay 479 pounds on account of his lack of garage and defunct car alarm. The aggregator asked about neither.
You could simply use an aggregator comparison site to find brand name insurance companies and compare those just ignore who you dont recognise.
Going through an insurers website directly may be advantageous as the quotes are accurate because you are asked all of the relevant questions right from the start. It may be a little more time consuming but it does enable you to budget and check the policy details as well.
