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Why Womens Car Insurance Can Give You A Cheaper Option

Women drivers do have a bad reputation amongst their male counterparts but that reputation is certainly unjust. Men are much worse on the roads than women because they are statistically more likely to have an accident. As a result, they are more likely to make claims and the insurance policies of women have been covering that cost for some time now. Thankfully, insurers have recognised it and introduced womens car insurance

Womens car insurance is a specialist product. So much so that only a handful of insurers will actually allow a male spouse or child onto the insurance policy as long as it is in the name of the female driver. It arose from the fact that severalinsurers decided that it was time women stopped subsidising the insurance of men. As such, it is now extremely popular.

Womens car insurance is not much different from regular car insurance policies by its very nature. You can choose from the same three options ? third party, third party fire and theft, and comprehensive. You can actually choose the level of cover you want as normal with the one major difference being that it is generally much cheaper.

Mrs Rogers from Sutton Coldfield in Birmingham is a prime example. She had taken out a policy with Nationwide but found it too expensive at renewal time. As a result, she chose to get quotes for her Vauxhall Corsa from several other providers and found that she could save 231 pounds with Sheilas Wheels.

Mrs Rogers is just one lady of the many that have saved money. Women everywhere could save such amounts by switching to womens car insurance. The initial saving is huge but you may also have a further discount on top of that if you choose to get a quote and then take the policy out online.

Of course, it is important to compare the price of an individual insurance policy before you choose the one you want to take out to protect you but it is just as important to compare features because many female-only policies actually have extras on top of the conventional cover. For example, many will cover your handbag for up to 750 pounds when it is in your car.

Safety is also a big part of female car insurance because the female of the species is obviously more at risk than men if they break down. As such, many policies do have a free breakdown service and a free help line.

All in all, womens car insurance offers a great deal for women drivers. Not only can it save you a lot of money but can also give you features that would not come as standard in any other policy.
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